Getting your Finances in Order ia a Major Step

Calculators    link to our website page;  check your finances & numbers here. 

Consider this your home buyer’s toolkit. 
 Check it out,  read carefully, and  start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception.We hope you enjoy the free reports  provided, and  hope you learn a little more about what it takes to make your important purchase a great one.
 The real estate market in Macomb Co. is certainly volatile, and all of the information about buying a home can be overwhelming. 
  Your Credit Score is important; your score is affected by the following:
    ...Payment history
       a. On time
       b. How late
       c. Bankruptcy-Liens -Collection activity= major impact
   ...Amount Owed
       a. owing high amount on numerous accounts= indicate overextended
       b. is beneficial to have good proportion of balances to total credit limits
   ...Length of Credit history
       a. the longer accounts are opened, active, & repaid = the better for you
       b. average oldest obligation = 14 years / indicates managing credit over time
       c. only 1 in 20 has credit history shorter than 2 years
  ...New credit
       a. installment payments or new credit considered risky, even if paid on time
  ...Types of Credit
       a.generally considered desirable to have more than 1 type of credit
       b. more on understanding your credit scores: visit  www.myfico.com

  the above was printed in the Detroit News with permission of the National Assoc. of Realtors 

When you're ready to act, Contact us (Hidden)We    : fight on behalf of our buyer clients.
        : negotiate the absolute best price.
       : protect you.
      : simplify your transaction for you as much as possible.

We are  looking  forward to working with you.

 
  Thanks for stopping by,
     the " d " team
     Barb & Sal Dragotta
     Keller Williams Lakeside Market Center
     Office: 586 . 532 . 0500